Is that this taking place at every other Kia sellers?
Roderiqua Harris, a 2024 Kia Sorento purchaser, shares her expertise. She was in a position to afford a costlier SUV from the Kia vendor by buying insurance coverage that tracked her driving habits. This determination, she says, not solely saved her a big $282 per thirty days but additionally supplied her with a much-needed monetary reduction.
Are you able to relate?
Roderiqua (@roderiquaharris), in her TikTok video, humorously remarks that she ‘offered her soul’ to the Kia vendor to get the State Farm Insurance coverage with the Bluetooth beacon. This determination, she explains, allowed her to avoid wasting a considerable quantity on her insurance coverage, empowering her to make the acquisition of her 2024 Kia Sorento.
She says, holding up a Bluetooth beacon with the State Farm emblem on it.
“Apparently, I simply offered my soul to the Kia vendor as a result of this little buddy referred to as a beacon from State Farm tracks all the things that I do. It tracks how briskly you drive, how briskly you speed up, how onerous you hit your brakes, how briskly you flip a nook, and even when you test your cellphone whilst you’re driving.”
“It is related to Bluetooth and may even inform if I am distracted by my cellphone as a result of it is taking part in music by way of my cellphone in my automobile. I am probably not certain how I really feel about it as a result of it is the one manner I may afford life and purchase my 2024 Kia Sorento.”
“So, I did not actually have a alternative.”
“The vendor informed me it is $500 a month for insurance coverage with out this beacon buddy, and with it, I pay $218 a month by way of State Farm,” she says, emphasizing the numerous financial savings she was in a position to make.
“So, when you see me driving 25 miles per hour in a 35-mile-per-hour pace restrict, thoughts your enterprise. Do not get mad at me and honk your horn.”
“For those who see me turning a nook as sluggish as a turtle, thoughts your enterprise, and do not honk at me.”
“For those who name me whereas I am driving my automobile, I will have to attend to name you when it is cool. As a result of I’ve to make use of this beacon, or I can not afford the insurance coverage.”
What’s the State Farm Bluetooth beacon?
The State Farm Bluetooth beacon is a tool designed to connect with your smartphone through Bluetooth. It mechanically tracks your driving information, serving to you lower your expenses in your auto insurance coverage. It is a key element of the Drive Protected & Save program, the place State Farm sends you a beacon to put in in your automobile.
This program can doubtlessly prevent a big quantity in your automobile insurance coverage premiums. Nonetheless, there is a worth you pay.
This is an in depth breakdown of the State Farm Beacon program:
The way it works:
- Set up: The beacon is usually put in in your automobile, normally behind the rearview mirror.
- Pairing: The beacon pairs with the State Farm app in your cellphone.
- Knowledge Monitoring: The app makes use of the beacon to mechanically report journeys, together with information resembling pace, acceleration, braking, and cornering.
- Driving Suggestions: The app supplies you with suggestions in your driving habits, highlighting areas the place you possibly can enhance.
- Saving Cash: By collaborating in Drive Protected & Save and bettering your driving habits, you possibly can doubtlessly earn reductions in your auto insurance coverage premiums.
Are Kia sellers telling patrons they’ll afford a extra costly automobile in the event that they get a State Farm beacon?
I could not discover any data straight linking Kia sellers to telling patrons they’ll afford a costlier automobile due to the State Farm Beacon program.
The State Farm Beacon program is a usage-based insurance coverage program that provides drivers reductions based mostly on their driving habits, resembling pace and mileage. Though this program can doubtlessly save drivers cash on automobile insurance coverage, it usually wouldn’t affect a automobile mortgage approval or affordability evaluation by a dealership. Sellers decide a purchaser’s affordability based mostly on elements like revenue, credit score rating, and debt-to-income ratio.
It is vital to notice that the State Farm Beacon program, whereas doubtlessly useful, shouldn’t be the only consider figuring out the affordability of a automobile. It is essential to guage your private funds and safe pre-approved financing earlier than visiting a dealership. This may aid you perceive your finances and make a purchase order that you may comfortably afford.
Conclusion:
A Kia salesperson with data of the State Farm program doubtless really useful Roderiqua look into the State Farm insurance coverage program. Roderiqua determined to purchase the insurance coverage so she may buy the 2024 Kia Sorento.
She says she did not have a alternative as a result of it was the one manner she may afford life. It is extra doubtless that her life-style is costlier than her revenue can afford.
Roderiqua says, “I am most likely going to name it Beacon Johnson or one thing like that,” she says sarcastically.
Have you ever signed up for a driving-based insurance coverage plan? If that’s the case, we need to hear about your expertise. Click on the purple Add New Remark hyperlink beneath and share your ideas with us.
Try my Kia vendor story: A Subaru Vendor Says In Its IG Publish, “We Purchased a Kia and the Engine Blew Earlier than We Made It Residence”
I’m Denis Flierl, a Senior Torque Information Reporter since 2012. My 30+ yr tenure within the automotive business, initially in a consulting function with each main automobile model and later as a contract journalist test-driving new automobiles, has geared up me with a wealth of information. I specialise in reporting the newest automotive information and offering knowledgeable evaluation on Subaru, which you will discover right here, making certain that you simply, as a reader, are at all times well-informed and up-to-date. Observe me on my X SubaruReport, All Subaru, WRXSTI, @DenisFlierl, Fb, and Instagram.
Photograph credit score: Denis Flierl through Roderiqua Harris
